Under temporary guidance issued May 8, 2013, by the U.S. Department of Labor (DOL), beginning no later than October 1, 2013, employers must give a written notice to each employee (regardless of the employee’s plan enrollment status, if applicable, or of part-time or full-time status), providing information about coverage options under the state and federal health benefits exchanges (referred to as “the Health Insurance Marketplace” or “Marketplace”).
The Marketplace, designed to expand access to affordable health care coverage, is the program implemented by the Patient Protection and Affordable Care Act (PPACA) that provides a “one-stop shopping” experience that allows for easy comparison of health insurance options in the private health insurance market.
Under PPACA, the notice must inform employees of three things:
- It must inform them of the existence of the Marketplace, including a description of the services provided by the Marketplace and the manner in which the employee may contact the Marketplace to request assistance;
- If the employer plan’s share of the total allowed costs of benefits provided under the plan is less than 60 percent of such costs, that the employee may be eligible for a premium tax credit if the employee purchases a qualified health plan through the Marketplace; and
- If the employee purchases a qualified health plan through the Marketplace, the employee may lose the employer contribution (if any) to any health benefits plan offered by the employer and that all or a portion of such contribution may be excludable from income for federal income tax purposes.
The notice deadline of October 1, 2013, is the date when “open enrollment” begins for coverage through the Marketplace. For new employees, effective October 1, 2013, employers must provide the notice at the time of hiring. For 2014, if the notice is provided within 14 days of the employee’s start date, then the DOL will consider the notice to be provided at the time of hiring.
The notice must be provided to employees in writing and at no charge to the employees. Further, the notice may be provided by first class mail, or alternatively, it may be provided electronically, as long as the requirements of the DOL’s electronic disclosure safe harbor are met.
To assist employers with complying with the notice requirement, the DOL has provided on its website two model notices that meet the notice content requirements discussed above: (1) the model notice for employers that do not offer a health plan, available at: www.dol.gov/ebsa/pdf/FLSAwithoutplans.pdf., and (2) the model notice for employers who do offer a health plan to some or all of their employees, available at: www.dol.gov/ebsa/pdf/FLSAwithplans.pdf. Employers are allowed to use one of these models, as applicable, or a modified version, provided that the notice meets the content requirements above
Whether you agree with it or not the Affordable Care Act is coming our way October 1. You are invited to attend an information session where you can find important information regarding requirements that still apply to most business for notifying employees about state health insurance exchanges and information on penalties individuals will be assessed if they do NOT purchase insurance for 2014.
Small Businesses Must Notify Their Employees by October 1 about Health Insurance Exchanges
Employers can learn about the choices they will need to make for themselves and for their employees at an informative, free session about the new choices in Healthcare Insurance. Beginning in October, people can enroll in the new Healthcare choices and everyone must enroll by the December 31st.
You can learn about the options and the best and most affordable choices for your employees and your business and one of these two sessions.
Join us on Wednesday, September 25th at 8:30 am for an informative 30 minute presentation about the new Federally mandated requirements. The presentation will be at the Mark Twain Medical Center, Community Meeting Room #4. You can find the classroom by entering the parking lot in the back of the hospital adjacent to the Government Center. The Classroom is in the small separate building by the Hospital Foundation office.
This is an informative session only about the Insurance requirements and not a sales presentation.
Call the Chamber for more information, (209) 754-5400
Please join us this Thursday evening, May 23rd, starting at 5:30 as the fine businesses of Mountain Ranch host a Community Mixer. There will be delicious local wines, art on display by local artists and supported and sponsored this Thursday by; Mountain Ranch Realty, All Seasons Landscape, Stark Realty, Heart of Gold Café, and Senders Market. The Mixer will be at the Mountain Ranch Resource Center, 7869 Whiskey Slide Road, just off Mountain Ranch Road. I hope to see everyone there.
The Reception, previously scheduled for Friday, April 12th at 4:00 pm at the Red Barn Museum has been cancelled due to a scheduling conflict with the Assemblyman.
We apologize for any inconvenience and wish to thank the Calaveras Historical Society for their hard work in preparation for the event at the Red Barn Museum.
Mark Twain Medical Center and the Calaveras County Chamber of Commerce invite you to the Grand Opening and Ribbon Cutting Ceremony at the new Cancer Center on the Mark Twain Medical Center Campus.
The Grand Opening will take place next Tuesday, March 19th from 4 pm to 6 pm at the Cancer Center, 700 Mountain Ranch Road in San Andreas. You will have an opportunity to tour the facility and meet Dr. Rob D’Aquisto and the staff.
Light refreshments and local wines will be served. This event is open to the public.
The Calaveras County Chamber of Commerce is pleased to announce the date and time for the Annual Installation Dinner;
January 30, 2013 at Camps Restaurant in Angels Camp.
Dinner & Program 6:00
The Keynote Speaker for the evening will be Professional Golfer, Businessman and Motivational Speaker, Will Robins.
The Chamber will install new Officers and Directors that evening and the Leadership Calaveras Class of 2012 will graduate.
The cost for the dinner is $25.00 and reservations can be made by calling the Chamber office at (209) 754-5400 or email, firstname.lastname@example.org
Wells Fargo Bank in San Andreas will host the November Mixer on Thursday, November 8th starting at 5:30. The Calaveras County Chamber Mixer will be a little early in November due to the Thanksgiving holiday. Please plan to join us for this networking event. Local wines will be served along with delicious appetizers. Chamber Mixers are a great way to build business relationships, all local business people are invited to attend.
Chuck & Jan Hovey, owners of Hovey Wines will host a Chamber Mixer on Thursday, October 25th at their new tasting room at 350A Main Street in Murphys starting at 5:30. Hovey Wines opened this beautiful new Tasting Room earlier this year and has experienced great success with their wines and the beautiful tasting room. In addition to wine tasting, you can sample delicious appetizers presented by Bistro Espresso, enjoy great networking and a have chance to win some spectacular door prizes.
Chamber Mixers are the premier Business Networking events which provide local business people with an opportunity to build business relationships. All local business people are invited to attend.
The Hovey Wines Tasting Room is located on Main Street in Murphys, on the corner of Main and Church Street, across the street from the UPUD office. Contact the Chamber of Commerce for more information, (209)754-5400
Join us for an After Hours Mixer at Air Serve of Valley Springs next Friday, October 12th starting at 5:30. The Mixer is sponsored by the Valley Springs Area Business Association and the Calaveras County Chamber of Commerce. All local business people are invited to attend. Mixers are great local networking events where you have an opportunity to build business relationships.
You can find Air Serve at 9971 Milton Road, Jenny Lind, call the Chamber for directions, (209)754-5400.
Join us at Angels Sheet Metal and Distinctinve Metals on Thursday, June 28th starting at 5:30 for a Mixer and Open House.
The new facility that houses the 2 companies is located on Gun Club Road which is south of Angels Camp off of Highway 49, it
is the road that leads to the Fairgounds. The new facility is beautiful and a great example of their work. It is open to all local
business people, please plan to stop by. Local wines and appetizers will be served.